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Claims by workers that their legal rights as employees of the company have been violated.
The number of lawsuits filed by employees against their employers has been rising. While most suits are filed against large corporations, no company is immune to such lawsuits. Recognizing that smaller companies now need this kind of protection, some insurers provide this coverage as an endorsement to their Businessowners Policy (BOP). An endorsement changes the terms and conditions of the policy. Other companies offer EPLI as a stand-alone coverage.
EPLI provides protection against many kinds of employee lawsuits, including claims of:
Employers Liability - employers' liability coverage for the legal liability of employers arising out of injuries to employees. This code should be used when coverage is issued as an endorsement, or as part of a statutory workers' compensation policy.
Rememeber that Workers' compensation insurance covers the medical expenses for an employee's work-related injuries and illnesses, along with some of their lost wages. Employer's liability insures a business owner against lawsuits over an employee injury or illness
Continuous monitoring solution
XeneX provides comprehensive AI-enabled Security Operations Center (SOC) as a Service (SOC-as-a- Service) called xenexSOC.
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